UNIVERSITY OF SOUTH ALABAMA Credit Union Profile

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UNIVERSITY OF SOUTH ALABAMA

Charter #13659 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (251) 706-0255

Fax: (251) 706-0299

Founding Date: N/A

Website: http://www.usafedcu.com

Personnel & Operations

President: Stokley, Polly

Manager: McKee, Felicia

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 3

Hours: 8:00 UNTIL 5:00 MONDAY - FRIDAY

Credit Union Profile Summary

UNIVERSITY OF SOUTH ALABAMA is a FCU Credit Union. With a total of 8,429 members [1], this institution manages approximately $55,160,532 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.52% [1].

Financial Snapshot

Total Assets [1]
$55,160,532

Total economic resources.

Total Loans [1]
$27,583,714

Total value of outstanding loans.

Total Deposits [1]
$46,282,401

Total funds deposited by members.

Members [1]
8,429

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

103 HILLCREST RD

MOBILE, AL, 36608
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by UNIVERSITY OF SOUTH ALABAMA (Charter #13659).

Main Office

Main Office Main Office

Type: Corporate Office

103 Hillcrest Rd

Mobile, AL 36608

Phone: (251) 706-0255

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Charlotte

Autonomy Live Vault

Type: Corporate Office

5024 Parkway Plaza Blvd

Charlotte, NC 28217

Phone: (888) 796-4827

Services: None specified

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Mobile

University Hospital

Type: Branch Office

2451 University Hospital Dr

Mobile, AL 36617

Phone: (251) 471-7219

Services: None specified

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USA Children's & Women's Hospital

Type: Branch Office

1700 Center St

Mobile, AL 36604

Phone: (251) 415-1000

Services: None specified

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