MANCHESTER MUNICIPAL Credit Union Profile

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MANCHESTER MUNICIPAL

Charter #13602 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (860) 649-7922

Fax: (860) 647-7391

Founding Date: N/A

Website: HTTP://WWW.MMFCU.NET

Personnel & Operations

President: Mauldin, David

Manager: Herrick, Lori

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 8:30AM-4:00PM

Credit Union Profile Summary

MANCHESTER MUNICIPAL is a FCU Credit Union. With a total of 2,205 members [1], this institution manages approximately $37,839,740 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.05% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.36% [1].

Financial Snapshot

Total Assets [1]
$37,839,740

Total economic resources.

Total Loans [1]
$22,304,497

Total value of outstanding loans.

Total Deposits [1]
$34,281,908

Total funds deposited by members.

Members [1]
2,205

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.05%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

479 MAIN ST

MANCHESTER, CT, 06040-4101

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MANCHESTER MUNICIPAL (Charter #13602).

Main Office

Manchester Municipal FCU Main Office

Type: Corporate Office

479 Main St

Manchester, CT 06040-4101

Phone: (860) 649-7922

Services: Member Services

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