SPIRIT OF ALASKA Credit Union Profile

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SPIRIT OF ALASKA

Charter #13583 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (907) 459-5900

Fax:

Founding Date: N/A

Website: http://www.spiritofak.com

Personnel & Operations

President: Sparks, Charlie

Manager: Rizk, Anthony

FT Employees: 44

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 3

Hours: Mon-Fri 9am-6pm

Credit Union Profile Summary

SPIRIT OF ALASKA is a FCU Credit Union. With a total of 9,349 members [1], this institution manages approximately $195,125,821 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.75% [1].

Financial Snapshot

Total Assets [1]
$195,125,821

Total economic resources.

Total Loans [1]
$110,386,572

Total value of outstanding loans.

Total Deposits [1]
$165,672,165

Total funds deposited by members.

Members [1]
9,349

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.75%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -7.71%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1417 Gillam Way

Fairbanks, AK, 99701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by SPIRIT OF ALASKA (Charter #13583).

Main Office

Gillam Branch Main Office

Type: Corporate Office

1417 Gillam Way

Fairbanks, AK 99701

Phone: (907) 459-5900

Services: Member Services, ATM

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Additional Branches

Fairbanks

Geist Branch

Type: Branch Office

4001 Geist Rd

Fairbanks, AK 99709-3569

Phone: (907) 459-5900

Services: Member Services, ATM, Drive-Thru

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Johansen Branch

Type: Branch Office

495 Harold Bentley Ave

Fairbanks, AK 99701

Phone: (907) 459-5919

Services: Member Services, ATM, Drive-Thru

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