OKALOOSA COUNTY TEACHERS Credit Union Profile

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OKALOOSA COUNTY TEACHERS

Charter #13534 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 682-2225

Fax: (850) 682-7722

Founding Date: N/A

Website: https://www.okaloosafcu.org

Personnel & Operations

President: Kaltz, Gail

Manager: Maughon, Jerry

FT Employees: 28

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: 8:30-4:30 M-Thurs. 8:30-5:00 Friday 9:00-

Credit Union Profile Summary

OKALOOSA COUNTY TEACHERS is a FCU Credit Union. With a total of 9,380 members [1], this institution manages approximately $131,014,632 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.29% [1].

Financial Snapshot

Total Assets [1]
$131,014,632

Total economic resources.

Total Loans [1]
$57,882,736

Total value of outstanding loans.

Total Deposits [1]
$117,414,431

Total funds deposited by members.

Members [1]
9,380

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1126 N Ferdon Blvd

Crestview, FL, 32536-1710

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by OKALOOSA COUNTY TEACHERS (Charter #13534).

Main Office

Okaloosa County Teachers FCU Main Office

Type: Corporate Office

1126 N Ferdon Blvd

Crestview, FL 32536-1710

Phone: (850) 682-2225

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Baker

Okaloosa County Teachers FCU

Type: Branch Office

1330 14th St

Baker, FL 32531-2809

Phone: (850) 537-9815

Services: Member Services, Drive-Thru

Open in Directions

Fort Walton Beach

Okaloosa County Teachers FCU

Type: Branch Office

11 Racetrack Rd NE Unit I

Fort Walton Beach, FL 32547-1861

Phone: (850) 863-7041

Services: Member Services, ATM, Drive-Thru

Open in Directions

Niceville

Okaloosa County Teachers FCU

Type: Branch Office

202 Highway 85 N Ste 100

Niceville, FL 32578-1952

Phone: (850) 729-3934

Services: Member Services, ATM

Open in Directions