EMPLOYEES CHOICE Credit Union Profile
Showing details for EMPLOYEES CHOICE Credit Union.
Credit Union Profile for: EMPLOYEES CHOICE
EMPLOYEES CHOICE
Headquarters Contact & Staff
Contact & Info
Phone: (619) 579-0941
Fax: (619) 579-2057
Founding Date: N/A
Website: http://www.employeeschoice.org
Personnel & Operations
President: Smithson, Ronald
Manager: Bostock, Aletta
FT Employees: 4
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 36
Branches: 2
Hours: M, T 9:00am to 4:30pm W 10:30am to 4:30pm
Credit Union Profile Summary
EMPLOYEES CHOICE is a FCU Credit Union. With a total of 1,069 members [1], this institution manages approximately $22,970,473 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.28% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 2 branches reported by EMPLOYEES CHOICE (Charter #13526).
Main Office
Employees Choice Federal Credit Union Main Office
266 S Magnolia Ave Ste 101
El Cajon, CA 92020
Phone: (619) 579-0941
Services: Member Services
Additional Branches
La Mesa
La Mesa Branch
7839 University Ave Ste 101
La Mesa, CA 91942
Phone: (619) 579-0941
Services: Member Services