BERKELEY COMMUNITY Credit Union Profile

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BERKELEY COMMUNITY

Charter #13472 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (843) 761-8298

Fax: (843) 761-2013

Founding Date: N/A

Website: http://www.berkcofcu.com

Personnel & Operations

President: Hill, Mary

Manager: Jones, Max

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:30-5:00 Monday-Thursday 8:30-6:00 Friday

Credit Union Profile Summary

BERKELEY COMMUNITY is a FCU Credit Union. With a total of 2,552 members [1], this institution manages approximately $17,688,046 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.05% [1].

Financial Snapshot

Total Assets [1]
$17,688,046

Total economic resources.

Total Loans [1]
$5,160,009

Total value of outstanding loans.

Total Deposits [1]
$14,706,422

Total funds deposited by members.

Members [1]
2,552

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
35.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

600 Main Street Ext

Moncks Corner, SC, 29461-3939
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by BERKELEY COMMUNITY (Charter #13472).

Main Office

Berkeley Community Federal Credit Union Main Office

Type: Corporate Office

600 Main Street Ext

Moncks Corner, SC 29461-3939

Phone: (843) 761-8298

Services: Member Services

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Additional Branches

Troy

Galaxy Plus Credit Union System

Type: Corporate Office

5600 Crooks Rd

Troy, MI 48098-2811

Phone: (800) 876-9000

Services: None specified

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