CITY OF CLARKSBURG Credit Union Profile

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CITY OF CLARKSBURG

Charter #13426 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 624-1678

Fax: (304) 624-0984

Founding Date: N/A

Personnel & Operations

President: WAUGAMAN, RANDY

Manager: SPENCER, TERRY

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: 9:00 AM TO 4:00 PM

Credit Union Profile Summary

CITY OF CLARKSBURG is a FCU Credit Union. With a total of 764 members [1], this institution manages approximately $8,495,937 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -26.07% [1].

Financial Snapshot

Total Assets [1]
$8,495,937

Total economic resources.

Total Loans [1]
$2,596,126

Total value of outstanding loans.

Total Deposits [1]
$7,331,209

Total funds deposited by members.

Members [1]
764

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
35.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.08%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-26.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.92%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

101 S 4TH ST

CLARKSBURG, WV, 26301

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CITY OF CLARKSBURG (Charter #13426).

Main Office

CITY OF CLARKSBURG FEDERAL CREDIT UNION Main Office

Type: Corporate Office

101 S 4TH ST

Clarksburg, WV 26301

Phone: (304) 624-1678

Services: Member Services, Drive-Thru

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