ESCONDIDO Credit Union Profile

Showing details for ESCONDIDO Credit Union.

Home > CA > ESCONDIDO

ESCONDIDO

Charter #13402 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (760) 839-6225

Fax: (760) 746-1189

Founding Date: N/A

Website: http://www.escondidofcu.com

Personnel & Operations

President: Mueller, Neil

Manager: Armenta, Luz

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: M - F 9:00 am - 5:00 pm

Credit Union Profile Summary

ESCONDIDO is a FCU Credit Union. With a total of 2,061 members [1], this institution manages approximately $63,620,685 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.01% [1].

Financial Snapshot

Total Assets [1]
$63,620,685

Total economic resources.

Total Loans [1]
$22,058,814

Total value of outstanding loans.

Total Deposits [1]
$55,086,070

Total funds deposited by members.

Members [1]
2,061

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 N Broadway, First Floor

Escondido, CA, 92025
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by ESCONDIDO (Charter #13402).

Main Office

Escondido Federal Credit Union Main Office

Type: Corporate Office

201 N Broadway

First Floor

Escondido, CA 92025

Phone: (760) 839-6225

Services: Member Services

Open in Directions

Additional Branches

Escondido

City Hall

Type: Branch Office

201 N Broadway

Escondido, CA 92025

Phone: (760) 839-4606

Services: Member Services, ATM

Open in Directions