BAKERSFIELD CITY EMPLOYEES Credit Union Profile

Showing details for BAKERSFIELD CITY EMPLOYEES Credit Union.

Home > CA > BAKERSFIELD CITY EMPLOYEES

BAKERSFIELD CITY EMPLOYEES

Charter #1339 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (661) 861-6151

Fax: (661) 323-8709

Founding Date: N/A

Website: http://www.bakcityefcu.org

Personnel & Operations

President: Duran, Esther

Manager: Brandon, Tania

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: 9:00 AM TO 5:30 PM

Credit Union Profile Summary

BAKERSFIELD CITY EMPLOYEES is a FCU Credit Union. With a total of 2,085 members [1], this institution manages approximately $29,339,628 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.60% [1].

Financial Snapshot

Total Assets [1]
$29,339,628

Total economic resources.

Total Loans [1]
$16,766,749

Total value of outstanding loans.

Total Deposits [1]
$25,866,628

Total funds deposited by members.

Members [1]
2,085

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2817 16TH ST

BAKERSFIELD, CA, 93301-3210
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by BAKERSFIELD CITY EMPLOYEES (Charter #1339).

Main Office

Main Office-BCEFCU Main Office

Type: Corporate Office

2817 16th St

Bakersfield, CA 93301-3210

Phone: (661) 861-6151

Services: Member Services

Open in Directions