BALDWIN COUNTY Credit Union Profile

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BALDWIN COUNTY

Charter #13329 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (251) 937-0334

Fax: (251) 580-1609

Founding Date: N/A

Website: http://www.baldwincountyfcu.com

Personnel & Operations

President: Green, Ronald

Manager: Townsend, Gary

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 8:00 - 4:00

Credit Union Profile Summary

BALDWIN COUNTY is a FCU Credit Union. With a total of 2,445 members [1], this institution manages approximately $30,072,583 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.74% [1].

Financial Snapshot

Total Assets [1]
$30,072,583

Total economic resources.

Total Loans [1]
$11,524,901

Total value of outstanding loans.

Total Deposits [1]
$26,225,288

Total funds deposited by members.

Members [1]
2,445

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2509 HAND AVE

BAY MINETTE, AL, 36507-4101
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by BALDWIN COUNTY (Charter #13329).

Main Office

Bay Minette Main Office

Type: Corporate Office

2509 Hand Ave

Bay Minette, AL 36507-4101

Phone: (251) 937-0334

Services: Member Services, Drive-Thru

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Additional Branches

Daphne

Daphne

Type: Branch Office

28567 County Road 13

Daphne, AL 36526

Phone: (251) 447-0408

Services: Member Services

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Loxley

Loxley

Type: Branch Office

1089 Hickory St, Ste F

Loxley, AL 36551-4593

Phone: (251) 424-1080

Services: Member Services, Drive-Thru

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