RAVENSWOOD Credit Union Profile

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RAVENSWOOD

Charter #13321 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 273-0515

Fax: (304) 273-0518

Founding Date: N/A

Website: http://www.rfcu.net

Personnel & Operations

President: Massey, Richard

Manager: Casto, Melissa

FT Employees: 16

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: LOBBY 9:00-4:00 MONDAY-FRIDAY DRIVE-THRU 8

Credit Union Profile Summary

RAVENSWOOD is a FCU Credit Union. With a total of 5,397 members [1], this institution manages approximately $46,466,247 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.34% [1].

Financial Snapshot

Total Assets [1]
$46,466,247

Total economic resources.

Total Loans [1]
$18,414,236

Total value of outstanding loans.

Total Deposits [1]
$41,951,460

Total funds deposited by members.

Members [1]
5,397

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.34%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

702 WASHINGTON ST

RAVENSWOOD, WV, 26164-1772

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RAVENSWOOD (Charter #13321).

Main Office

Ravenswood Main Office

Type: Corporate Office

702 Washington St

Ravenswood, WV 26164-1772

Phone: (304) 273-0515

Services: Member Services, ATM, Drive-Thru

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