FEDTRUST Credit Union Profile

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FEDTRUST

Charter #13233 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (901) 526-6778

Fax: (901) 526-8667

Founding Date: N/A

Website: http://www.fedtrustfcu.com

Personnel & Operations

President: Sirmans, David

Manager: Smith, Christina

FT Employees: 12

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 4

Hours: M - F 9:00 AM - 4:00 PM

Credit Union Profile Summary

FEDTRUST is a FCU Credit Union. With a total of 2,977 members [1], this institution manages approximately $53,536,565 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.16% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.76% [1].

Financial Snapshot

Total Assets [1]
$53,536,565

Total economic resources.

Total Loans [1]
$42,591,308

Total value of outstanding loans.

Total Deposits [1]
$48,952,685

Total funds deposited by members.

Members [1]
2,977

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.16%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

167 N MAIN ST STE 102

MEMPHIS, TN, 38103-1867
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by FEDTRUST (Charter #13233).

Main Office

Main Main Office

Type: Corporate Office

167 N Main St Ste 102

Memphis, TN 38103-1867

Phone: (901) 526-6778

Services: Member Services, ATM

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Additional Branches

Arlington

Hwy 64

Type: Branch Office

9755 Highway 64 Ste 107

Arlington, TN 38002-8395

Phone: (901) 384-6672

Services: Member Services, ATM, Drive-Thru

Open in Directions

Memphis

ATTCO

Type: Branch Office

200 Jefferson Ave Ste 150

Memphis, TN 38103-8341

Phone: (901) 523-2111

Services: Member Services, ATM

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Eaglecrest

Type: Branch Office

225 N Humphreys Blvd Ste 1029

Memphis, TN 38120-2149

Phone: (901) 747-3631

Services: Member Services, ATM

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