FLORENCE Credit Union Profile

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FLORENCE

Charter #13167 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 767-4700

Fax: (256) 766-7414

Founding Date: N/A

Website: https://www.ffcuonline.com

Personnel & Operations

President: Pope, Roger

Manager: Eckl, Lisa

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M-TH 7:30 am - 4:30 pm Friday 7:30 am - 6:

Credit Union Profile Summary

FLORENCE is a FCU Credit Union. With a total of 4,104 members [1], this institution manages approximately $66,864,291 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.52% [1].

Financial Snapshot

Total Assets [1]
$66,864,291

Total economic resources.

Total Loans [1]
$28,006,054

Total value of outstanding loans.

Total Deposits [1]
$58,211,442

Total funds deposited by members.

Members [1]
4,104

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -11.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1505 N Pine St

Florence, AL, 35630-2285
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FLORENCE (Charter #13167).

Main Office

Florence Federal Credit Union Main Office

Type: Corporate Office

1505 N Pine St

Florence, AL 35630-2285

Phone: (256) 767-4700

Services: Member Services, Drive-Thru

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Additional Branches

Florence

TVA Community Credit Union

Type: Branch Office

303 E Dr Hicks Blvd

Florence, AL 35630-5769

Phone: (256) 246-2994

Services: None specified

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