MISSION CITY Credit Union Profile

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MISSION CITY

Charter #13131 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (408) 244-5818

Fax: (408) 244-9390

Founding Date: N/A

Website: http://www.missioncityfcu.org

Personnel & Operations

President: Tran, Thai

Manager: Sakici, Kamil

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-F: 9:00am -5:00pm Sat: 9:00am-1:00pm

Credit Union Profile Summary

MISSION CITY is a FCU Credit Union. With a total of 4,383 members [1], this institution manages approximately $158,715,429 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.53% [1].

Financial Snapshot

Total Assets [1]
$158,715,429

Total economic resources.

Total Loans [1]
$110,904,763

Total value of outstanding loans.

Total Deposits [1]
$136,193,823

Total funds deposited by members.

Members [1]
4,383

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1391 Franklin St

Santa Clara, CA, 95050-4710

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MISSION CITY (Charter #13131).

Main Office

Main Branch 1 Main Office

Type: Corporate Office

1391 Franklin St

Santa Clara, CA 95050-4710

Phone: (408) 244-5818

Services: Member Services, ATM

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