CROSSPOINT Credit Union Profile

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CROSSPOINT

Charter #1309 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (203) 288-1695

Fax: (203) 230-9435

Founding Date: N/A

Website: http://www.crosspointfcu.org

Personnel & Operations

President: Petroskey, Warren

Manager: White, Darlene

FT Employees: 28

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: M-W 8-4 Th 8-5 F 8-5 S 9-12

Credit Union Profile Summary

CROSSPOINT is a FCU Credit Union. With a total of 10,237 members [1], this institution manages approximately $161,789,004 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.59% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.66% [1].

Financial Snapshot

Total Assets [1]
$161,789,004

Total economic resources.

Total Loans [1]
$70,177,213

Total value of outstanding loans.

Total Deposits [1]
$142,847,959

Total funds deposited by members.

Members [1]
10,237

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

105 Sanford St, Suite #3

Hamden, CT, 06514
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by CROSSPOINT (Charter #1309).

Main Office

Hamden Main Office

Type: Corporate Office

105 Sanford St

Suite #3

Hamden, CT 06514

Phone: (203) 288-1695

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Branford

Branford

Type: Branch Office

249 W Main St

Branford, CT 06405-4048

Phone: (203) 786-6410

Services: Member Services, ATM, Drive-Thru

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New Haven

200 Orange St

Type: Branch Office

200 Orange St

New Haven, CT 06510

Phone: (203) 946-8700

Services: Member Services

Open in Directions

SCSU Student Center

Type: Branch Office

501 Crescent St

New Haven, CT 06515

Phone: (203) 392-9900

Services: Member Services, ATM

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