EFCU FINANCIAL Credit Union Profile

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EFCU FINANCIAL

Charter #13 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (225) 214-6800

Fax:

Founding Date: N/A

Website: http://www.efcufinancial.org

Personnel & Operations

President: Vickers, Doug

Manager: Kuslikis, Tom

FT Employees: 148

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 8

Hours: 8:00am - 5:00pm

Credit Union Profile Summary

EFCU FINANCIAL is a FCU Credit Union. With a total of 69,387 members ^[1], this institution manages approximately $1,225,768,731 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.42% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.07% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,225,768,731

Total economic resources.

Total Loans ^[1]

$1,066,626,282

Total value of outstanding loans.

Total Deposits ^[1]

$1,065,214,160

Total funds deposited by members.

Members ^[1]

69,387

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

100.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 14.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 9.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3232 S Sherwood Forest Blvd

Baton Rouge, LA, 70816-2218

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by EFCU FINANCIAL (Charter #13).

Main Office

Operations Center Main Office

Type: Corporate Office

10719 Airline Hwy

Baton Rouge, LA 70816-4213

Phone: (225) 214-6800

Services: None specified

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Additional Branches