CHARLESTON Credit Union Profile

Showing details for CHARLESTON Credit Union.

Home > WV > CHARLESTON

CHARLESTON

Charter #12922 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 347-3393

Fax: (304) 347-3396

Founding Date: N/A

Website: https://www.cfcuwv.virtualcu.net

Personnel & Operations

President: O'DELL, RUDY

Manager: KNAPP, LEON

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: MONDAY - FRIDAY 9:00 AM TO 4:00 PM

Credit Union Profile Summary

CHARLESTON is a FCU Credit Union. With a total of 1,238 members [1], this institution manages approximately $14,573,797 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.10% [1].

Financial Snapshot

Total Assets [1]
$14,573,797

Total economic resources.

Total Loans [1]
$9,530,298

Total value of outstanding loans.

Total Deposits [1]
$12,515,474

Total funds deposited by members.

Members [1]
1,238

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
10.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.10%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

300 VIRGINIA ST E RM 4203

CHARLESTON, WV, 25301-2513

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by CHARLESTON (Charter #12922).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

300 VIRGINIA ST E RM 4203

Charleston, WV 25301-2513

Phone: (304) 347-3393

Services: Member Services

Open in Directions