SECURED ADVANTAGE Credit Union Profile

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SECURED ADVANTAGE

Charter #12877 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 468-5153

Fax: (864) 967-1495

Founding Date: N/A

Website: http://www.securedadvantagefcu.com

Personnel & Operations

President: Hathaway, Ray

Manager: Hay, Lisa

FT Employees: 10

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: Monday-Friday 8:30am-5:00pm EST

Credit Union Profile Summary

SECURED ADVANTAGE is a FCU Credit Union. With a total of 6,372 members [1], this institution manages approximately $58,027,640 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.83% [1].

Financial Snapshot

Total Assets [1]
$58,027,640

Total economic resources.

Total Loans [1]
$29,501,707

Total value of outstanding loans.

Total Deposits [1]
$50,844,978

Total funds deposited by members.

Members [1]
6,372

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -13.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

116 NE Main St

Simpsonville, SC, 29681-2656
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by SECURED ADVANTAGE (Charter #12877).

Main Office

Home Office-SVL Main Office

Type: Corporate Office

116 NE Main St

Simpsonville, SC 29681-2656

Phone: (800) 468-5153

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Duncan

W. Main Street

Type: Branch Office

126 W Main St

Duncan, SC 29334

Phone: (864) 916-2560

Services: Member Services, ATM, Drive-Thru

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Iowa Park

Iowa Park

Type: Branch Office

903 W Highway St

Iowa Park, TX 76367-1180

Phone: (940) 592-0206

Services: Member Services, ATM, Drive-Thru

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