PUERTO RICO EMPLOYEE GROUPS Credit Union Profile

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PUERTO RICO EMPLOYEE GROUPS

Charter #12771 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (787) 782-4050

Fax:

Founding Date: N/A

Website: https://www.premployeesfcu.com

Personnel & Operations

President: Rivera, Jose

Manager: Guzm?n Carrasquillo, Luis

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: 8:30 A.M. - 4:00 P.M.

Credit Union Profile Summary

PUERTO RICO EMPLOYEE GROUPS is a FCU Credit Union. With a total of 860 members [1], this institution manages approximately $3,119,155 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.48% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.66% [1].

Financial Snapshot

Total Assets [1]
$3,119,155

Total economic resources.

Total Loans [1]
$2,246,085

Total value of outstanding loans.

Total Deposits [1]
$2,642,918

Total funds deposited by members.

Members [1]
860

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1235 CALLE CAIRO

PUERTO NUEVO, PR, 00920
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PUERTO RICO EMPLOYEE GROUPS (Charter #12771).

Main Office

P.R. Employee Groups FCU Main Office

Type: Corporate Office

1235 CALLE CAIRO

Puerto Nuevo, PR 00920

Phone: (787) 782-4050

Services: Member Services

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