NORWALK POSTAL EMPLOYEES Credit Union Profile

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NORWALK POSTAL EMPLOYEES

Charter #12375 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (203) 755-2030

Fax:

Founding Date: N/A

Personnel & Operations

President: Payne Jr., Smith

Manager: HIGGINS, JAMES

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: M-F 8AM -3:30PM

Credit Union Profile Summary

NORWALK POSTAL EMPLOYEES is a FCU Credit Union. With a total of 290 members [1], this institution manages approximately $332,765 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -33.62% [1].

Financial Snapshot

Total Assets [1]
$332,765

Total economic resources.

Total Loans [1]
$240,884

Total value of outstanding loans.

Total Deposits [1]
$298,641

Total funds deposited by members.

Members [1]
290

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-13.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-20.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-33.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3528 E MAIN ST STE 1

WATERBURY, CT, 06705

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NORWALK POSTAL EMPLOYEES (Charter #12375).

Main Office

Susan's Home Main Office

Type: Corporate Office

2 Sherry St

Norwalk, CT 06851

Phone: (203) 354-2670

Services: Member Services

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