VALDOSTA TEACHERS Credit Union Profile

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VALDOSTA TEACHERS

Charter #12290 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (229) 247-9930

Fax: (229) 247-1949

Founding Date: N/A

Website: http://www.valdostateachersfcu.org

Personnel & Operations

President: Ferrebee, Willie

Manager: Houston, Katy

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Monday, Wed-Friday 9:00-5:00 Tuesday 10:00

Credit Union Profile Summary

VALDOSTA TEACHERS is a FCU Credit Union. With a total of 2,346 members [1], this institution manages approximately $12,752,996 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.13% [1].

Financial Snapshot

Total Assets [1]
$12,752,996

Total economic resources.

Total Loans [1]
$5,978,021

Total value of outstanding loans.

Total Deposits [1]
$10,890,861

Total funds deposited by members.

Members [1]
2,346

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.47%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

102 E Force St

Valdosta, GA, 31601-3904
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by VALDOSTA TEACHERS (Charter #12290).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

102 E Force St

Valdosta, GA 31601-3904

Phone: (229) 247-9930

Services: Member Services, Drive-Thru

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