SOUTHWEST OKLAHOMA Credit Union Profile

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SOUTHWEST OKLAHOMA

Charter #12271 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (580) 353-0490

Fax: (580) 353-5068

Founding Date: N/A

Website: http://www.swofcu.com

Personnel & Operations

President: McClure, Kelly

Manager: Meraz, Emmett

FT Employees: 16

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: Lobby Mon - Fri 9:00-5:00 Drive Thru Mon -

Credit Union Profile Summary

SOUTHWEST OKLAHOMA is a FCU Credit Union. With a total of 4,926 members [1], this institution manages approximately $116,167,441 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.93% [1].

Financial Snapshot

Total Assets [1]
$116,167,441

Total economic resources.

Total Loans [1]
$70,058,813

Total value of outstanding loans.

Total Deposits [1]
$96,638,091

Total funds deposited by members.

Members [1]
4,926

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.79%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1806 NW Liberty Ave

Lawton, OK, 73507
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SOUTHWEST OKLAHOMA (Charter #12271).

Main Office

Southwest Oklahoma Federal Credit Union Main Office

Type: Corporate Office

1806 NW Liberty Ave

Lawton, OK 73507

Phone: (580) 353-0490

Services: Member Services, ATM, Drive-Thru

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