RAPIDES Credit Union Profile

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RAPIDES

Charter #12225 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (318) 445-2866

Fax: (318) 448-1406

Founding Date: N/A

Website: http://www.rapidesfederalcu.com

Personnel & Operations

President: Smith, Susie

Manager: Smith, Basil

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: 10:00 AM- 5:30 PM MONDAY-FRIDAY

Credit Union Profile Summary

RAPIDES is a FCU Credit Union. With a total of 1,148 members [1], this institution manages approximately $6,342,001 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 28.47% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.51% [1].

Financial Snapshot

Total Assets [1]
$6,342,001

Total economic resources.

Total Loans [1]
$3,770,361

Total value of outstanding loans.

Total Deposits [1]
$4,520,367

Total funds deposited by members.

Members [1]
1,148

Number of active members.

Performance Ratios

Net Worth Ratio [1]
28.47%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

612 BROADWAY AVE

ALEXANDRIA, LA, 71302-5932
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by RAPIDES (Charter #12225).

Main Office

Rapides Federal Credit Union Main Office

Type: Corporate Office

612 Broadway Ave

Alexandria, LA 71302-5932

Phone: (318) 445-2866

Services: Member Services, Drive-Thru

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Additional Branches

Alexandria

Bank Of Montgomery

Type: Branch Office

3412 Mac Lee Dr

Alexandria, LA 71302

Phone: (318) 445-3717

Services: None specified

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