KIRTLAND Credit Union Profile

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KIRTLAND

Charter #12199 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (505) 254-4369

Fax:

Founding Date: N/A

Website: http://www.kirtlandcu.org

Personnel & Operations

President: Nixon, Matthew

Manager: Rarden, Matt

FT Employees: 161

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 35

Branches: 9

Hours: 9-5

Credit Union Profile Summary

KIRTLAND is a FCU Credit Union. With a total of 52,038 members [1], this institution manages approximately $1,084,872,142 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.69% [1].

Financial Snapshot

Total Assets [1]
$1,084,872,142

Total economic resources.

Total Loans [1]
$705,877,770

Total value of outstanding loans.

Total Deposits [1]
$950,361,831

Total funds deposited by members.

Members [1]
52,038

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.92%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6440 GIBSON BLVD SE

ALBUQUERQUE, NM, 87108

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by KIRTLAND (Charter #12199).

Main Office

Kirtland Federal Credit Union Main Office

Type: Corporate Office

6440 Gibson Blvd SE

Albuquerque, NM 87108

Phone: (505) 254-4369

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Albuquerque

Kirtland Federal Credit Union Montgomery Branch

Type: Branch Office

8900 Montgomery Blvd NE

Albuquerque, NM 87111

Phone: (505) 254-4369

Services: Member Services, Drive-Thru

Open in Directions

Kirtland Federal Credit Union West Alameda Branch

Type: Branch Office

10200 Corrales Rd NW

Albuquerque, NM 87114

Phone: (505) 254-4369

Services: Member Services, Drive-Thru

Open in Directions

Louisanna Plaza

Type: Corporate Office

1700 Louisiana Blvd NE Ste 230

Albuquerque, NM 87110-7015

Phone: (505) 254-4311

Services: None specified

Open in Directions

Paseo Holly Plaza

Type: Branch Office

6550 Paseo Del Norte NE

Suite D6

Albuquerque, NM 87113

Phone: (505) 254-7082

Services: Member Services

Open in Directions