CLIFTY CREEK EMPLOYEES Credit Union Profile

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CLIFTY CREEK EMPLOYEES

Charter #12152 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (812) 265-4881

Fax: (812) 265-4881

Founding Date: N/A

Website: https://www.cliftycreekcu.com/

Personnel & Operations

President: McDole, George Lee

Manager: Long, Jana

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 23

Branches: 1

Hours: M-F 8:00AM TO 4:30PM

Credit Union Profile Summary

CLIFTY CREEK EMPLOYEES is a FCU Credit Union. With a total of 1,365 members [1], this institution manages approximately $15,844,764 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -18.94% [1].

Financial Snapshot

Total Assets [1]
$15,844,764

Total economic resources.

Total Loans [1]
$10,703,924

Total value of outstanding loans.

Total Deposits [1]
$12,919,288

Total funds deposited by members.

Members [1]
1,365

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-18.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-9.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

220 Clifty Dr Ste H

Madison, IN, 47250-1669

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CLIFTY CREEK EMPLOYEES (Charter #12152).

Main Office

Main Main Office

Type: Corporate Office

975 INDUSTRIAL DR STE 4

Madison, IN 47250

Phone: (812) 265-4881

Services: Member Services

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