RANCHO Credit Union Profile

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RANCHO

Charter #1204 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (562) 803-6401

Fax: (562) 803-8798

Founding Date: N/A

Website: http://www.ranchofcu.org

Personnel & Operations

President: Lockhart, Jason

Manager: Scott, Beatrice

FT Employees: 19

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 3

Hours: M-TH (9AM-4PM) , FRI (8AM-6PM)

Credit Union Profile Summary

RANCHO is a FCU Credit Union. With a total of 7,120 members [1], this institution manages approximately $109,589,482 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.28% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.55% [1].

Financial Snapshot

Total Assets [1]
$109,589,482

Total economic resources.

Total Loans [1]
$62,087,135

Total value of outstanding loans.

Total Deposits [1]
$100,202,400

Total funds deposited by members.

Members [1]
7,120

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.28%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.55%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -9.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12620 ERICKSON AVE STE H

DOWNEY, CA, 90242-4019
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by RANCHO (Charter #1204).

Main Office

Downey Main Office

Type: Corporate Office

12620 Erickson Ave Ste H

Downey, CA 90242-4019

Phone: (562) 803-6401

Services: Member Services

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Additional Branches

Buena Park

Buena Park

Type: Branch Office

8530 Stanton Ave

Buena Park, CA 90620-3930

Phone: (714) 995-4601

Services: Member Services, ATM

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Claremont

Claremont

Type: Branch Office

705 W Arrow Hwy

Claremont, CA 91711-4812

Phone: (909) 626-3333

Services: Member Services

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