DENOCOS Credit Union Profile

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DENOCOS

Charter #12028 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (707) 464-5887

Fax: (707) 465-5156

Founding Date: N/A

Website: http://www.denocoscu.com

Personnel & Operations

President: Kunstal, Ronald

Manager: Brunson, Hannah

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: M-F 10:00AM - 5:00PM

Credit Union Profile Summary

DENOCOS is a FCU Credit Union. With a total of 731 members [1], this institution manages approximately $6,559,238 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.53% [1].

Financial Snapshot

Total Assets [1]
$6,559,238

Total economic resources.

Total Loans [1]
$3,530,067

Total value of outstanding loans.

Total Deposits [1]
$5,613,365

Total funds deposited by members.

Members [1]
731

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1244 GLENN ST

CRESCENT CITY, CA, 95531-2113

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by DENOCOS (Charter #12028).

Main Office

Denocos Federal Credit Union Main Office

Type: Corporate Office

1244 Glenn St

Crescent City, CA 95531-2113

Phone: (707) 464-5887

Services: Member Services

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