OLD WEST Credit Union Profile

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OLD WEST

Charter #12012 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (541) 575-0264

Fax: (541) 575-2538

Founding Date: N/A

Website: https://www.oldwestfcu.org/

Personnel & Operations

President: Voigt, Riccola

Manager: Olson, Kenneth

FT Employees: 82

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 8

Hours: 10AM TO 530PM M-F, 9AM TO NOON SATURDAY

Credit Union Profile Summary

OLD WEST is a FCU Credit Union. With a total of 15,451 members [1], this institution manages approximately $296,655,222 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.54% [1].

Financial Snapshot

Total Assets [1]
$296,655,222

Total economic resources.

Total Loans [1]
$194,532,290

Total value of outstanding loans.

Total Deposits [1]
$258,199,785

Total funds deposited by members.

Members [1]
15,451

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.61%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.54%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

650 W MAIN ST

JOHN DAY, OR, 97845

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by OLD WEST (Charter #12012).

Main Office

John Day Branch Main Office

Type: Corporate Office

650 W Main St

John Day, OR 97845

Phone: (541) 575-0264

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Baker City

Baker City Branch

Type: Branch Office

2036 Broadway St

Baker City, OR 97814-3342

Phone: (541) 523-5535

Services: Member Services, Drive-Thru

Open in Directions

Hermiston

Hermiston Branch

Type: Branch Office

1739 N 1st St

Hermiston, OR 97838

Phone: (541) 564-0264

Services: Member Services, ATM, Drive-Thru

Open in Directions

La Grande

La Grande Branch

Type: Branch Office

3 Depot St

La Grande, OR 97850

Phone: (541) 575-0264

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pendleton

Pendleton Branch

Type: Branch Office

301 S Main St

Pendleton, OR 97801-2245

Phone: (541) 278-6800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Prairie City

Prairie City

Type: Branch Office

162 NW Front St

Prairie City, OR 97869-2063

Phone: (541) 820-4601

Services: Member Services, Drive-Thru

Open in Directions