FRANKLIN TRUST Credit Union Profile

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FRANKLIN TRUST

Charter #12 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (860) 296-4379

Fax:

Founding Date: N/A

Website: http://www.franklintrust.org

Personnel & Operations

President: Krikorian, David

Manager: Althen, Deborah

FT Employees: 24

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-F 7:30 am- 5pm

Credit Union Profile Summary

FRANKLIN TRUST is a FCU Credit Union. With a total of 9,000 members [1], this institution manages approximately $65,806,511 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.87% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.98% [1].

Financial Snapshot

Total Assets [1]
$65,806,511

Total economic resources.

Total Loans [1]
$31,290,071

Total value of outstanding loans.

Total Deposits [1]
$59,889,135

Total funds deposited by members.

Members [1]
9,000

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.87%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.73%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
12.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

624 Franklin Ave

Hartford, CT, 06114

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by FRANKLIN TRUST (Charter #12).

Main Office

Corporate Office Main Office

Type: Corporate Office

624 Franklin Ave

Hartford, CT 06114

Phone: (860) 296-4379

Services: None specified

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Additional Branches

Hartford

Main Office 632

Type: Branch Office

632 Franklin Ave

Hartford, CT 06114

Phone: (860) 296-4379

Services: Member Services, ATM, Drive-Thru

Open in Directions