KAIPERM Credit Union Profile

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KAIPERM

Charter #11944 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (925) 939-5626

Fax: (925) 939-5628

Founding Date: N/A

Website: http://www.kaipermcu.org

Personnel & Operations

President: Nielson, Darren

Manager: Chan, Kramer

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 2

Hours: Mon, Tue, Thu, Fri: 8:30 AM ? 4:30 PM Wedne

Credit Union Profile Summary

KAIPERM is a FCU Credit Union. With a total of 7,577 members [1], this institution manages approximately $108,970,254 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.03% [1].

Financial Snapshot

Total Assets [1]
$108,970,254

Total economic resources.

Total Loans [1]
$89,473,414

Total value of outstanding loans.

Total Deposits [1]
$98,694,193

Total funds deposited by members.

Members [1]
7,577

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

325 N Wiget Ln Ste 130

Walnut Creek, CA, 94598-2435
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by KAIPERM (Charter #11944).

Main Office

Shadelnads Office Main Office

Type: Corporate Office

325 N Wiget Ln Ste 130

Walnut Creek, CA 94598-2435

Phone: (925) 939-5626

Services: Member Services, ATM

Open in Directions

Additional Branches

Walnut Creek

Downtown Office

Type: Branch Office

1550 Newell Ave

Walnut Creek, CA 94596-5121

Phone: (925) 939-5626

Services: Member Services, ATM

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