BEFIT FINANCIAL Credit Union Profile

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BEFIT FINANCIAL

Charter #11943 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (707) 557-8900

Fax: (707) 359-4515

Founding Date: N/A

Website: http://www.bffcu.org

Personnel & Operations

President: Howard, Lynette

Manager: Bito, Maybelline

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 1

Hours: Monday through Thursday 10:00 a.m. to 5:00

Credit Union Profile Summary

BEFIT FINANCIAL is a FCU Credit Union. With a total of 2,549 members [1], this institution manages approximately $37,803,875 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.77% [1].

Financial Snapshot

Total Assets [1]
$37,803,875

Total economic resources.

Total Loans [1]
$21,449,182

Total value of outstanding loans.

Total Deposits [1]
$33,789,934

Total funds deposited by members.

Members [1]
2,549

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -9.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

640 E Main St

Vacaville, CA, 95688-3933
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BEFIT FINANCIAL (Charter #11943).

Main Office

Befit Financial Federal Credit Union Main Office

Type: Corporate Office

640 E Main St

Vacaville, CA 95688-3933

Phone: (707) 557-8900

Services: Member Services, ATM

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