ALCOA COMMUNITY Credit Union Profile

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ALCOA COMMUNITY

Charter #11913 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (501) 315-5626

Fax: (501) 315-0459

Founding Date: N/A

Website: http://www.alcoacommunityfcu.org

Personnel & Operations

President: Greer, Paul

Manager: Brown, Steve

FT Employees: 19

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 8:30 A.M. - 5:00 P.M. M-TH 8:30 A.M. - 5:3

Credit Union Profile Summary

ALCOA COMMUNITY is a FCU Credit Union. With a total of 5,992 members [1], this institution manages approximately $69,704,175 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.35% [1].

Financial Snapshot

Total Assets [1]
$69,704,175

Total economic resources.

Total Loans [1]
$51,890,129

Total value of outstanding loans.

Total Deposits [1]
$63,649,278

Total funds deposited by members.

Members [1]
5,992

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1125 MILITARY RD

BENTON, AR, 72015

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ALCOA COMMUNITY (Charter #11913).

Main Office

Main Branch Main Office

Type: Corporate Office

1125 Military Rd

Benton, AR 72015

Phone: (501) 315-5626

Services: Member Services, ATM, Drive-Thru

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