PATTERSON Credit Union Profile

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PATTERSON

Charter #11902 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (870) 246-8005

Fax: (870) 246-8006

Founding Date: N/A

Website: http://www.pfcuonline.org

Personnel & Operations

President: Tucker, Troy

Manager: Cowart, Shawn

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-F 9:00 A.M. TO 5:00 P.M.

Credit Union Profile Summary

PATTERSON is a FCU Credit Union. With a total of 3,875 members [1], this institution manages approximately $36,061,996 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.93% [1].

Financial Snapshot

Total Assets [1]
$36,061,996

Total economic resources.

Total Loans [1]
$24,402,618

Total value of outstanding loans.

Total Deposits [1]
$30,022,386

Total funds deposited by members.

Members [1]
3,875

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
12.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
11.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

124 WP MALONE DR

ARKADELPHIA, AR, 71923

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PATTERSON (Charter #11902).

Main Office

Main Office Main Office

Type: Corporate Office

124 WP Malone Dr

Arkadelphia, AR 71923

Phone: (870) 246-8005

Services: Member Services, ATM, Drive-Thru

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