BAYER HERITAGE Credit Union Profile

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BAYER HERITAGE

Charter #11836 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 455-4029

Fax: (304) 455-6782

Founding Date: N/A

Website: https://www.bayerhfcu.com

Personnel & Operations

President: Racer II, Charles

Manager: Burrow, Robert

FT Employees: 148

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 11

Hours: 8:30am-4:30pm M-F Appointment only

Credit Union Profile Summary

BAYER HERITAGE is a FCU Credit Union. With a total of 44,213 members [1], this institution manages approximately $773,376,009 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.20% [1].

Financial Snapshot

Total Assets [1]
$773,376,009

Total economic resources.

Total Loans [1]
$608,455,720

Total value of outstanding loans.

Total Deposits [1]
$700,641,784

Total funds deposited by members.

Members [1]
44,213

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.84%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-11.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.20%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

788 N State Route 2

New Martinsvill, WV, 26155

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 13 branches reported by BAYER HERITAGE (Charter #11836).

Main Office

Main Main Office

Type: Corporate Office

17612 Energy Rd

Proctor, WV 26055

Phone: (304) 455-4029

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Baytown

Baytown

Type: Branch Office

8500 W Bay Rd # 32

Baytown, TX 77523-8727

Phone: (281) 383-6111

Services: Member Services, ATM, Drive-Thru

Open in Directions

Massey Tompkins

Type: Branch Office

3800 Massey Tompkins Rd

Baytown, TX 77521

Phone: (800) 272-6003

Services: Member Services, ATM, Drive-Thru

Open in Directions

Beckley

Beckley

Type: Branch Office

3695 Robert C Byrd Dr

Beckley, WV 25801-9069

Phone: (304) 255-9815

Services: Member Services, ATM, Drive-Thru

Open in Directions

Goose Creek

Bushy Park

Type: Branch Office

309 N Goose Creek Blvd

Goose Creek, SC 29445

Phone: (843) 820-6070

Services: Member Services, ATM, Drive-Thru

Open in Directions

Goose Creek

Type: Branch Office

309 N Goose Creek Blvd

Goose Creek, SC 29445-2969

Phone: (843) 569-3996

Services: Member Services, ATM, Drive-Thru

Open in Directions

Martinsburg

Martinsburg

Type: Branch Office

5550 Winchester Ave

Suite 9

Martinsburg, WV 25405

Phone: (304) 263-8899

Services: Member Services

Open in Directions

Moundsville

Moundsville

Type: Branch Office

411 Lafayette Ave

Moundsville, WV 26041

Phone: (304) 455-4029

Services: Member Services, ATM, Drive-Thru

Open in Directions

New Martinsville

New Martinsville

Type: Branch Office

178 N State Route 2

New Martinsville, WV 26155

Phone: (304) 455-4029

Services: Member Services, Drive-Thru

Open in Directions

Pittsburgh

Lanxess

Type: Branch Office

111 Parkwest Dr

Pittsburgh, PA 15275-1112

Phone: (412) 809-3597

Services: Member Services

Open in Directions

Pittsburgh

Type: Branch Office

102 Bayer Rd

Pittsburgh, PA 15205-9707

Phone: (412) 777-2887

Services: Member Services

Open in Directions

Summerville

Nexton

Type: Branch Office

343 Brighton Park Blvd

Summerville, SC 29486

Phone: (843) 820-6070

Services: Member Services, ATM, Drive-Thru

Open in Directions

Zanesville

Zanesville

Type: Branch Office

1917 Ridge Ave

Zanesville, OH 43701-4146

Phone: (740) 454-2478

Services: Member Services, ATM, Drive-Thru

Open in Directions