SANTA ROSA COUNTY Credit Union Profile

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SANTA ROSA COUNTY

Charter #11780 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 623-3877

Fax: (850) 626-8916

Founding Date: N/A

Website: http://www.srcfcu.org

Personnel & Operations

President: Hinson, Paul

Manager: German, Steve

FT Employees: 43

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: MONDAY - FRIDAY 8:00A.M. - 4:30PM

Credit Union Profile Summary

SANTA ROSA COUNTY is a FCU Credit Union. With a total of 13,701 members [1], this institution manages approximately $211,983,235 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.16% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.71% [1].

Financial Snapshot

Total Assets [1]
$211,983,235

Total economic resources.

Total Loans [1]
$84,634,069

Total value of outstanding loans.

Total Deposits [1]
$188,415,706

Total funds deposited by members.

Members [1]
13,701

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.16%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5909 STEWART ST

MILTON, FL, 32570

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by SANTA ROSA COUNTY (Charter #11780).

Main Office

Main Office Main Office

Type: Corporate Office

5909 Stewart St

Milton, FL 32570

Phone: (850) 623-3877

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Gulf Breeze

Midway Branch

Type: Branch Office

4934 Gulf Breeze Pkwy

Gulf Breeze, FL 32563-9251

Phone: (850) 934-1480

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jay

Jay Branch

Type: Branch Office

3918 Highway 4

Jay, FL 32565

Phone: (850) 675-5690

Services: Member Services, ATM, Drive-Thru

Open in Directions

Milton

Milton Branch

Type: Branch Office

6499 Caroline St

Milton, FL 32570

Phone: (850) 623-4113

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pace

Pace Branch

Type: Branch Office

3772 Highway 90

Pace, FL 32571

Phone: (850) 995-1777

Services: Member Services, ATM, Drive-Thru

Open in Directions