GOLDEN VALLEY Credit Union Profile

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GOLDEN VALLEY

Charter #11652 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (209) 825-5878

Fax: (209) 825-8162

Founding Date: N/A

Website: http://www.goldenvalleyfcu.org

Personnel & Operations

President: Martin Sr, David

Manager: Wenk, Joann

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon-Thurs 9-5 Fri 9-6

Credit Union Profile Summary

GOLDEN VALLEY is a FCU Credit Union. With a total of 3,372 members [1], this institution manages approximately $40,504,230 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.39% [1].

Financial Snapshot

Total Assets [1]
$40,504,230

Total economic resources.

Total Loans [1]
$23,419,505

Total value of outstanding loans.

Total Deposits [1]
$35,823,225

Total funds deposited by members.

Members [1]
3,372

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

409 W Center St

Manteca, CA, 95336

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GOLDEN VALLEY (Charter #11652).

Main Office

Golden Valley Federal Credit Union Main Office

Type: Corporate Office

409 W Center St

Manteca, CA 95336

Phone: (209) 825-5878

Services: Member Services, ATM

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