FAMILY TRUST Credit Union Profile

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FAMILY TRUST

Charter #11554 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (803) 367-4100

Fax:

Founding Date: N/A

Website: http://www.familytrust.org

Personnel & Operations

President: Ruh, Chris

Manager: Harvey, Ryan

FT Employees: 130

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 8

Hours: Lobby Hours Monday ? Thursday: 9:00 AM ? 5:

Credit Union Profile Summary

FAMILY TRUST is a FCU Credit Union. With a total of 57,826 members [1], this institution manages approximately $762,121,111 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.17% [1].

Financial Snapshot

Total Assets [1]
$762,121,111

Total economic resources.

Total Loans [1]
$589,502,015

Total value of outstanding loans.

Total Deposits [1]
$649,784,455

Total funds deposited by members.

Members [1]
57,826

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.17%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

225 White St W

Rock Hill, SC, 29730-4039

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by FAMILY TRUST (Charter #11554).

Main Office

Family Trust Center Main Office

Type: Corporate Office

225 White St W

Rock Hill, SC 29730-4039

Phone: (803) 367-4100

Services: Member Services, ATM

Open in Directions

Additional Branches

Clover

Clover

Type: Branch Office

1219 Highway 55 E

Clover, SC 29710

Phone: (803) 222-7900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fort Mill

Fort Mill

Type: Branch Office

430 Mercantile Place

Fort Mill, SC 29715

Phone: (803) 367-4195

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rock Hill

Business Boulevard Centre

Type: Branch Office

1615 Progress Way

Rock Hill, SC 29730

Phone: (803) 367-4100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Celanese

Type: Branch Office

2700 Celanese Rd

Rock Hill, SC 29732-9406

Phone: (803) 367-4100

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Pointe

Type: Branch Office

1490 Albright Rd

Rock Hill, SC 29730

Phone: (803) 367-4100

Services: Member Services, ATM, Drive-Thru

Open in Directions

York

East York

Type: Branch Office

1690 Old York Rd

York, SC 29745

Phone: (803) 684-3201

Services: Member Services, ATM, Drive-Thru

Open in Directions