ASCENT Credit Union Profile

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ASCENT

Charter #11520 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 399-9728

Fax: (801) 866-1051

Founding Date: N/A

Website: http://www.ascentcu.com

Personnel & Operations

President: Smout, Roger

Manager: Mortensen, Brock

FT Employees: 39

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: MONDAY - FRIDAY 9 AM TO 6 PM SATURDAY 9 A

Credit Union Profile Summary

ASCENT is a FCU Credit Union. With a total of 9,242 members [1], this institution manages approximately $166,228,859 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.68% [1].

Financial Snapshot

Total Assets [1]
$166,228,859

Total economic resources.

Total Loans [1]
$133,445,190

Total value of outstanding loans.

Total Deposits [1]
$150,062,231

Total funds deposited by members.

Members [1]
9,242

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4140 HARRISON BLVD

OGDEN, UT, 84403
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by ASCENT (Charter #11520).

Main Office

MAIN BRANCH Main Office

Type: Corporate Office

4140 HARRISON BLVD

Ogden, UT 84403

Phone: (801) 399-9728

Services: Member Services, ATM, Drive-Thru

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Additional Branches

North Ogden

NORTH OGDEN BRANCH

Type: Branch Office

2388 N 400 E

North Ogden, UT 84414-7232

Phone: (801) 399-9728

Services: Member Services, ATM, Drive-Thru

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Ogden

WSU UNION BUILDING

Type: Branch Office

2106 University Cir

Ogden, UT 84408-0001

Phone: (801) 399-9728

Services: Member Services, ATM

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Roy

ROY BRANCH

Type: Branch Office

5997 S 3500 W

Roy, UT 84067

Phone: (801) 399-9728

Services: Member Services, ATM, Drive-Thru

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