EAST RIVER Credit Union Profile

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EAST RIVER

Charter #11353 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 256-8145

Fax: (605) 256-8053

Founding Date: N/A

Website: http://www.eastriverfcu.com

Personnel & Operations

President: Severson, Tami

Manager: Hobson, Tanya

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:00 - 5:30 Mon - Fri 9:00 - 12:00 Sat

Credit Union Profile Summary

EAST RIVER is a FCU Credit Union. With a total of 3,185 members [1], this institution manages approximately $38,178,624 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -17.67% [1].

Financial Snapshot

Total Assets [1]
$38,178,624

Total economic resources.

Total Loans [1]
$19,303,122

Total value of outstanding loans.

Total Deposits [1]
$33,979,345

Total funds deposited by members.

Members [1]
3,185

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-17.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

220 S Harth Ave

Madison, SD, 57042-2916

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by EAST RIVER (Charter #11353).

Main Office

East River FCU Main Office

Type: Corporate Office

220 S Harth Ave

Madison, SD 57042-2916

Phone: (605) 256-8145

Services: Member Services, Drive-Thru

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