ST. MICHAELS Credit Union Profile

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ST. MICHAELS

Charter #11340 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (970) 824-2668

Fax:

Founding Date: N/A

Personnel & Operations

President: Schiffbauer, Martin

Manager: Weeldreyer, Kay

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: 8AM TO 9 AM

Credit Union Profile Summary

ST. MICHAELS is a FCU Credit Union. With a total of 183 members [1], this institution manages approximately $940,357 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -20.32% [1].

Financial Snapshot

Total Assets [1]
$940,357

Total economic resources.

Total Loans [1]
$465,243

Total value of outstanding loans.

Total Deposits [1]
$813,196

Total funds deposited by members.

Members [1]
183

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-6.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-20.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

678 SCHOOL ST

CRAIG, CO, 81625

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ST. MICHAELS (Charter #11340).

Main Office

office Main Office

Type: Corporate Office

678 School St

Craig, CO 81625

Phone: (970) 824-2668

Services: Member Services

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