SANDIA AREA Credit Union Profile

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SANDIA AREA

Charter #11316 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (505) 292-6343

Fax:

Founding Date: N/A

Website: http://www.sandia.org

Personnel & Operations

President: Lowther, Daniel

Manager: Todd, Kevin

FT Employees: 194

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 7

Hours: Mon - Thu: 9:00 AM - 5:00 PM Fri: 9:00 A

Credit Union Profile Summary

SANDIA AREA is a FCU Credit Union. With a total of 97,558 members ^[1], this institution manages approximately $1,329,678,177 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.93% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.64% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,329,678,177

Total economic resources.

Total Loans ^[1]

$1,158,180,315

Total value of outstanding loans.

Total Deposits ^[1]

$1,174,270,589

Total funds deposited by members.

Members ^[1]

97,558

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

98.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 11.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 11.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 10.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8000 Palomas Ave NE

Albuquerque, NM, 87109

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by SANDIA AREA (Charter #11316).

Main Office

Far NE Heights Main Office

Type: Corporate Office

8000 Palomas Ave NE

Albuquerque, NM 87109

Phone: (505) 292-6343

Services: Member Services, ATM, Drive-Thru

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Additional Branches

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