BLUE COAST Credit Union Profile

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BLUE COAST

Charter #11154 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 223-7100

Fax: (850) 223-7191

Founding Date: N/A

Website: http://www.myBCFCU.com

Personnel & Operations

President: Sullivan, David

Manager: Blake, Jay

FT Employees: 36

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 3

Hours: 8 am-5 pm (Lobby) Mon, Tues, Thurs, Fri;

Credit Union Profile Summary

BLUE COAST is a FCU Credit Union. With a total of 11,234 members [1], this institution manages approximately $166,865,025 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.79% [1].

Financial Snapshot

Total Assets [1]
$166,865,025

Total economic resources.

Total Loans [1]
$118,849,377

Total value of outstanding loans.

Total Deposits [1]
$147,073,474

Total funds deposited by members.

Members [1]
11,234

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
11.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1825 S Jefferson St

Perry, FL, 32348-5614

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by BLUE COAST (Charter #11154).

Main Office

BCFCU-Perry Main Office

Type: Corporate Office

1825 S Jefferson St

Perry, FL 32348-5614

Phone: (850) 223-7100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Madison

BCFCU-Mad

Type: Branch Office

424 W Base St

Madison, FL 32340

Phone: (850) 973-2600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Tallahassee

BCFCU-PO

Type: Branch Office

216 W College Ave Ste 203

Tallahassee, FL 32301

Phone: (850) 222-1421

Services: Member Services

Open in Directions

BCFCU-TLH

Type: Branch Office

2768 Capital Cir NE

Tallahassee, FL 32308-4108

Phone: (850) 222-1421

Services: Member Services

Open in Directions