ETMA Credit Union Profile

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ETMA

Charter #11152 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 268-2997

Fax: (865) 268-2996

Founding Date: N/A

Website: https://www.etmafcu.net

Personnel & Operations

President: Trostle, Kevin

Manager: Kamer, Beth

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 35

Branches: 1

Hours: M-F 9:00-17:00

Credit Union Profile Summary

ETMA is a FCU Credit Union. With a total of 1,492 members [1], this institution manages approximately $29,277,762 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 17.99% [1].

Financial Snapshot

Total Assets [1]
$29,277,762

Total economic resources.

Total Loans [1]
$18,954,489

Total value of outstanding loans.

Total Deposits [1]
$25,361,842

Total funds deposited by members.

Members [1]
1,492

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.69%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.82%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
17.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1828 AIRBASE RD

LOUISVILLE, TN, 37777

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ETMA (Charter #11152).

Main Office

Main Office Main Office

Type: Corporate Office

1828 Airbase Rd

Louisville, TN 37777

Phone: (865) 268-2997

Services: Member Services

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