S R I EMPLOYEES Credit Union Profile

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S R I EMPLOYEES

Charter #11123 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 203-4400

Fax:

Founding Date: N/A

Personnel & Operations

President: Cushing, Kenneth

Manager: Johnston, Teresa

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 1

Hours: Monday, Wednesday and Friday 9-2 pm

Credit Union Profile Summary

S R I EMPLOYEES is a FCU Credit Union. With a total of 165 members [1], this institution manages approximately $3,831,578 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 36.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.26% [1].

Financial Snapshot

Total Assets [1]
$3,831,578

Total economic resources.

Total Loans [1]
$506,314

Total value of outstanding loans.

Total Deposits [1]
$2,427,881

Total funds deposited by members.

Members [1]
165

Number of active members.

Performance Ratios

Net Worth Ratio [1]
36.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
20.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -13.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2016 10th Ave S Ste 102A

Birmingham, AL, 35205
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by S R I EMPLOYEES (Charter #11123).

Main Office

Main Office Main Office

Type: Corporate Office

1117 22nd St S

Birmingham, AL 35205-2813

Phone: (205) 250-5182

Services: Member Services

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Additional Branches

Birmingham

Location of Records

Type: Corporate Office

1117 22nd St S

Birmingham, AL 35205-2813

Phone: (205) 250-5182

Services: None specified

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