EAST COUNTY SCHOOLS Credit Union Profile

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EAST COUNTY SCHOOLS

Charter #11099 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (619) 588-1515

Fax: (619) 588-2197

Founding Date: N/A

Website: http://www.eastcountyschools.org

Personnel & Operations

President: Schnaubelt, Paul

Manager: Lyons, Matt

FT Employees: 16

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: MONDAY THRU FRIDAY FROM 9:00AM TO 5:00PM

Credit Union Profile Summary

EAST COUNTY SCHOOLS is a FCU Credit Union. With a total of 4,681 members [1], this institution manages approximately $146,621,400 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.39% [1].

Financial Snapshot

Total Assets [1]
$146,621,400

Total economic resources.

Total Loans [1]
$81,545,402

Total value of outstanding loans.

Total Deposits [1]
$131,988,768

Total funds deposited by members.

Members [1]
4,681

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1069 GRAVES AVE STE 100

EL CAJON, CA, 92021-4573
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by EAST COUNTY SCHOOLS (Charter #11099).

Main Office

Main Main Office

Type: Corporate Office

1069 Graves Ave Ste 100

El Cajon, CA 92021-4573

Phone: (619) 588-1515

Services: Member Services, ATM

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