GRANCO Credit Union Profile

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GRANCO

Charter #10904 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (509) 754-5233

Fax: (509) 754-5504

Founding Date: N/A

Website: https://www.granco.org

Personnel & Operations

President: Ponozzo, David

Manager: Johnson, Brandi

FT Employees: 20

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 2

Hours: Mon-Fri 9:30-5:30

Credit Union Profile Summary

GRANCO is a FCU Credit Union. With a total of 5,061 members [1], this institution manages approximately $92,461,688 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.81% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.60% [1].

Financial Snapshot

Total Assets [1]
$92,461,688

Total economic resources.

Total Loans [1]
$52,613,357

Total value of outstanding loans.

Total Deposits [1]
$82,033,186

Total funds deposited by members.

Members [1]
5,061

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

217 Alder St SW

Ephrata, WA, 98823
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by GRANCO (Charter #10904).

Main Office

Main Office Main Office

Type: Corporate Office

217 Alder St SW

Ephrata, WA 98823

Phone: (509) 754-5233

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Moses Lake

Moses Lake Branch

Type: Branch Office

401 E 5th Ave

Moses Lake, WA 98837

Phone: (509) 754-5233

Services: Member Services, ATM, Drive-Thru

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