PINELLAS Credit Union Profile

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PINELLAS

Charter #10880 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (727) 586-4422

Fax:

Founding Date: N/A

Website: http://www.pinellasfcu.org

Personnel & Operations

President: O'Shea, Peggy

Manager: Belcher, Sherry

FT Employees: 23

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 3

Hours: 9 am to 5 pm M-Th and 9am to 6pm Friday

Credit Union Profile Summary

PINELLAS is a FCU Credit Union. With a total of 11,174 members [1], this institution manages approximately $175,529,068 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.05% [1].

Financial Snapshot

Total Assets [1]
$175,529,068

Total economic resources.

Total Loans [1]
$94,080,012

Total value of outstanding loans.

Total Deposits [1]
$153,186,494

Total funds deposited by members.

Members [1]
11,174

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.96%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

350 E Bay Dr

Largo, FL, 33770-3716
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by PINELLAS (Charter #10880).

Main Office

Main Office Main Office

Type: Corporate Office

10273 Ulmerton Rd

Largo, FL 33771

Phone: (727) 586-4422

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Clearwater

Clearwater

Type: Branch Office

1601 Gulf To Bay Blvd

Clearwater, FL 33755-6419

Phone: (727) 586-4422

Services: Member Services, ATM, Drive-Thru

Open in Directions

Palm Harbor

North County

Type: Branch Office

30645 US Highway 19 N Unit 11

Palm Harbor, FL 34684-4410

Phone: (727) 586-4422

Services: Member Services, ATM

Open in Directions

St Petersburg

St. Petersburg

Type: Branch Office

3100 5th Ave N

St Petersburg, FL 33713-7610

Phone: (727) 586-4422

Services: Member Services, ATM, Drive-Thru

Open in Directions