UTAH COMMUNITY Credit Union Profile

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UTAH COMMUNITY

Charter #10709 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 223-8188

Fax: (801) 223-7490

Founding Date: N/A

Website: https://www.uccu.com

Personnel & Operations

President: Makin, Linda

Manager: Olson, Justin

FT Employees: 384

PT Employees: 172

Designations & Ratios

MDI Status: No

RBC Ratio: 12.85%

Membership Type: 98

Branches: 25

Hours: 8:30 AM - 6:00 PM M-F 9:00 AM -2:00 PM Sat

Credit Union Profile Summary

UTAH COMMUNITY is a FCU Credit Union. With a total of 262,593 members ^[1], this institution manages approximately $3,579,143,413 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.56% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.32% ^[1].

Financial Snapshot

Total Assets ^[1]

$3,579,143,413

Total economic resources.

Total Loans ^[1]

$2,881,233,312

Total value of outstanding loans.

Total Deposits ^[1]

$3,200,824,757

Total funds deposited by members.

Members ^[1]

262,593

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.93%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

90.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 17.04%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 10.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 9.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

360 W 4800 N

Provo, UT, 84604

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 21 branches reported by UTAH COMMUNITY (Charter #10709).

Main Office

Headquarters Main Office

Type: Corporate Office

360 W 4800 N

Provo, UT 84604

Phone: (801) 223-8188

Services: Member Services, ATM

UTAH COMMUNITY Credit Union Profile

UTAH COMMUNITY

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Headquarters Main Office

Additional Branches

American Fork

Draper

Heber City

Herriman

Highland

Lehi

Nephi

Orem

Payson

Pleasant Grove

Provo

Salem

Santaquin

Saratoga Springs

Spanish Fork

Springville

Vineyard