SAN ANTONIO CITIZENS Credit Union Profile

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SAN ANTONIO CITIZENS

Charter #10699 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (352) 588-2732

Fax: (352) 588-2810

Founding Date: N/A

Website: http://www.sacfcu.org

Personnel & Operations

President: Vogel, John

Manager: Shaffner, Steven

FT Employees: 58

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: 8:00 am to 5:00 pm Mon - Thursday 8:00 am t

Credit Union Profile Summary

SAN ANTONIO CITIZENS is a FCU Credit Union. With a total of 18,865 members [1], this institution manages approximately $388,543,203 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.80% [1].

Financial Snapshot

Total Assets [1]
$388,543,203

Total economic resources.

Total Loans [1]
$157,320,840

Total value of outstanding loans.

Total Deposits [1]
$350,168,058

Total funds deposited by members.

Members [1]
18,865

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12542 Curley St

San Antonio, FL, 33576

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by SAN ANTONIO CITIZENS (Charter #10699).

Main Office

Main - San Antonio Main Office

Type: Corporate Office

12542 Curley St

San Antonio, FL 33576

Phone: (352) 588-2732

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Dade City

Dade City Branch

Type: Branch Office

38149 Sprocket Way

Dade City, FL 33525

Phone: (352) 588-2732

Services: Member Services, ATM, Drive-Thru

Open in Directions

San Antonio

Operation Center

Type: Corporate Office

12512 Curley St

San Antonio, FL 33576

Phone: (352) 588-2732

Services: None specified

Open in Directions

Wesley Chapel

Wesley Chapel

Type: Branch Office

28909 State Road 54

Wesley Chapel, FL 33543

Phone: (352) 588-2732

Services: Member Services, ATM, Drive-Thru

Open in Directions

Zephyrhills

Zephyrhills

Type: Branch Office

7301 Gall Blvd

Zephyrhills, FL 33541

Phone: (813) 782-8200

Services: Member Services, ATM, Drive-Thru

Open in Directions