MORGANTOWN A E S Credit Union Profile

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MORGANTOWN A E S

Charter #10695 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 599-9600

Fax: (304) 599-1300

Founding Date: N/A

Website: http://www.aesfcu.com

Personnel & Operations

President: St.Clair, Georganne

Manager: Moore, Vicki

FT Employees: 6

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: M-F 7:30 am - 4:00 pm

Credit Union Profile Summary

MORGANTOWN A E S is a FCU Credit Union. With a total of 4,283 members [1], this institution manages approximately $38,438,553 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.12% [1].

Financial Snapshot

Total Assets [1]
$38,438,553

Total economic resources.

Total Loans [1]
$20,435,010

Total value of outstanding loans.

Total Deposits [1]
$34,898,096

Total funds deposited by members.

Members [1]
4,283

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1133 Van Voorhis Rd

Morgantown, WV, 26505
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by MORGANTOWN A E S (Charter #10695).

Main Office

Morgantown AES FCU Main Office Main Office

Type: Corporate Office

1133 Van Voorhis Rd

Morgantown, WV 26505

Phone: (304) 599-9600

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Morgantown

Morgantown AES FCU NIOSH Branch

Type: Branch Office

1095 Willowdale Rd

Morgantown, WV 26505

Phone: (304) 285-6224

Services: Member Services, ATM

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